Martin Lewis’ Credit Rating Q&A

Martin Lewis answers a variety of questions on how to rebuild or improve your credit rating.
Try the credit card eligibility calculator for free:
Martin explains how credit scores and ratings work, covering topics such as:
If I have lots of debts or have been bankrupt, whats the quickest way to rebuild your credit score? 0:15
Is there a rule of thumb to know if you should cancel an unused credit card? 1:35
I have the best credit rating but I cant get credit? 2:20
Do banks allow people with poor credit rating to get a bank account? 3:16
What if I move regularly, will this damage my credit score? 3:47
How do I dispute defaults on my credit file? 4:42
Do companies have to tell me why I got rejected for credit? 5:39
is it true the more times you check your credit rating, the worse it becomes? 5:48
I’ve checked my credit file but do i need to check my credit score too? 6:04
Will improving my credit rating improve the size of the mortgage I can get? 6:12
How long will a bankruptcy stay on my file? 6:25
Will tarting my cards effect my credit rating? 6:33
Does having unused overdrafts or credit cards effect your credit score? 7:00
If I’ve got divorced, is my credit still linked to my husband? 7:10
Can my address be blacklisted? 8:03

Read the full credit rating guide on how to rebuild or protect your current credit score:
Use the eiligibility checker to see which credit cards you can get without doing a hard search on your credit file: