When Does It Make Sense To Refinance

Dave Ramsey hosts this video explaining how the Free Home Loan Report from Churchill Mortgage helps people clearly see if refinancing will save them money.
Click the link to learn more. http://www.churchillmortgage.com/?CID=52

Should I Refinance When To Refinance How To Refinance
Do I have to bring money to closing to refinance? Do I have to start all over when I refinance? Can I really save money by refinancing? What does refinance mean? How to refinance a mortgage?
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